With our personal finance knowledge-base, you can be your own, truly independent, financial advisor.
As a user you will be taken through the following steps.

1. Determine current financial assets
2. Determine your current spending patterns
3. From the spending patterns, determine
   • Debt sustainability
   • Debt management
   • The best mortgage for you
   • Savings for emergencies
   • Pension requirements
4. From the pension requirements, determine the appropriate pension.
5. Understand investment options, taking your personal appetite for risk into account

You can sample the knowledge base by clicking here.

Note: This knowledge base is not intended to give advice on any particular financial product. It simply serves to explain the concepts and processes behind personal finance. If, after consulting the knowledge base, you still require advice on particular investments you should consult an IFA.

As with all our knowledge bases, we provide a feedback system because we recognise that we're not perfect, but we are willing to learn.

If you don't understand something
If there's a hole in our knowledge
If we've simply got it wrong
then you can tell us

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Take a look at a sample of the financial knowledge base