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    Financial Basis of An Idea

    The following simplified example illustrates the timing differences between profits and cash flows:

    Cashflows relating to Month :Month 1 Month 2 Month 3 Month 4
    Sales ($000) 75 60 50 60
    Receipts from sales ($000) 20 35 75 60
    Payments to suppliers etc. ($000) 40 20 5 65
    Net cash flow ($000) (20) 15 70 (5)
    Cumulative net cash flow ($000) (20) (5) 65 60
    This shows that the cash from sales in Month 1 will not fully materialise until Month 3 and that a serious cash short-fall will be experienced during Month 1 when receipts from sales will total only $20,000 as compared with cash payments to suppliers of $40,000.

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